Aadhar Shila Policy 944

Adhar Shila 944 Plan – LIC Adhar Shila 944 Policy Details

Adhar Shila 944 policy is a regular premium paying non-linked with profits, endowment assurance plan. This plan is exclusively designed for Female Lives having Aadhar Card issued by UIDAI. This plan shall be available to standard lives only without any medical examination and the total sum assured under all the policies issued to an individual under this plan shall not exceed Rs 3 lakhs.

Premium Payments Mode

Monthly (ECS), Quarterly, Half Yearly and Yearly

Term / Duration

10 to 20 Years

Minimum Entry Age

8 Years Completed

Maximum Entry Age

55 Years (Nearest Birthday)

Maximum Maturity Age

70 Years

Minimum Sum Assured


Maximum Sum Assured

3,00,000 (3 lakh)


Loan Facility is Available under this plan. After 2 Years

Income Tax Benefit

Tax Rebate under Section 80C

Maturity Under this plan is Free under Section 10(10D)


The guaranteed surrender value shall be percentage of total premiums paid (net of taxes) excluding any extra premiums and premiums for riders.


Basic Sum Assured + Loyalty Addition if any


On risk of the life assured during the plan term sum assured on risk shall be payable which is the higher

Basic Sum Assured


7 Times of annualized premium


105% of all the premiums paid as on date of risk.

The premium mentioned above excludes taxes, extra premium and rider premiums if any in addition to the above , loyalty addition if any shall also be payable if risk occurs after completion of 5th policy year.

Maximum Accidental Risk and disability benefit rider up to age 70 Years

Useful Links:

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