Dhan Sanchay Policy

Dhan Sanchay Policy Details – LICbharosa

The LIC Dhan Sanchay policy is a non-linked, individual, savings, life insurance policy, which offers a combination of savings and protection.


LIC Dhan Sanchay benefit options:

Option A: Level Income Benefit

Option B: Increasing Income Benefit

Single premium payment:

Option C:

Single Premium Level Income Benefit

Option D:

Single Premium enhanced cover with Level Income Benefit The benefit option once chosen at inception cannot be altered.

Minimum Entry Age: 3 years (completed)


Maximum Entry Age : Option A & Option B : 50 Years (nearer birthday)

Option C: 65 Years (nearer birthday)
Option D: 40 Years (nearer birthday)


Maximum Maturity Age: Option A & Option B :65 Years (nearer birthday)

Option C: 80 Years (nearer birthday)
Option D: 55 Years (nearer birthday)

Policy Term:

Option A & Option B :10 & 15 years
Option C & Option D : 5, 10 & 15 years

Premium Paying Term:
(For Regular/ Limited
5 & 10 years for 10 Year Policy Term.
5, 10 & 15 years for 15 Year Policy Term.

Payout Period:

Option A & Option B : Equal to Premium
Paying Term
Option C & Option D : Equal to Policy Term

Minimum Annualized /

Single Premium*
Option A & Option B :`30,000
Option C & Option D : `2,00,000

Maximum Premium** No limit

x. On Risk (Death)
Option A & Option B :`3,30,000
Option C: `2,50,000
Option D: `22,00,000


Useful Links:

How To Know LIC Maturity Amount?

How Make The LIC Payment Online?

How to Transfer My Policy One Branch to Another Branch?

LIC Premium Receipt Download Without Login

How To Check LIC Maturity Amount Online?

How to Transfer LIC Policy Online?

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